Diversified Insurance Marketing and Kris Billy Insurance
3100 W. Slaughter Ln #A104, Austin TX, 78748
Office: 512-292-3650   Toll Free: 800-879-1054   Fax: 512-292-4512

Texas Insurance Products

Auto Insurance

All drivers in the state of Texas are responsible for any accidents that they may cause. It is required by law that all drivers are covered with at least liability insurance. This type of insurance will repair or replace another drivers vehicle, help cover medical expenses of the other driver, or repair any property damaged by you in an accident. The state minimum for these coverages are $30,000 ($60,000 total) for each injured person, and $25,000 for property damage. Many times this is referred to as 30/60/25 liability coverage. By not having insurance you are breaking the law, and are putting yourself in danger of receiving a ticket, possible license suspension, and the possibility of having your vehicle impounded. Contact Diversified Insurance Marketing, an Austin auto insurance company, for a free auto insurance quote.

Home Owners Insurance

Buying a home is probably the largest financial decision many people will make. Most, if not all, mortgage companies will require you to carry home owners insurance on your home. This insurance will protect you and repair or replace our home in the event you suffer losses that are included within your policy. Home owners policies can sometimes be complicated, and knowing exactly what your “covered losses” are will give you the peace of mind in knowing your home is protected. Dealing with a reputable insurance agent will help you to understand your policy and make sure that you have to correct coverages for all of your needs.

Health Insurance

Anyone can tell you that health care costs are rising everyday. Even with the new affordable healthcare act that has been passed, it is guaranteed that costs will only continue to rise in the future. Depending on your line of work, you may be able to purchase health insurance for you, your spouse, and your family through your company. The law only requires that they provide “affordable” health insurance, but does not stipulate what the cost of that insurance should be. Sometimes purchasing insurance on your own will save you money, but may provide you with a higher quality insurance that has lower deductibles. Contact a Diversified Insurance Marketing health insurance agent to help you find the insurance that is right for you and your family.

Life Insurance

No one wants to think about the end of their life, and when it may happen. The one thing we all know is that there is no way around it. Having the right life insurance to provide for your family after your passing will help ease the financial stress they may encounter. The amount of life insurance, and the type of life insurance will be different for every one. At Diversified Insurance Marketing we know the right questions to ask to help you purchase the right policy to fit your needs. Contact one of our life insurance agents today about an affordable life insurance policy that will protect your family.