All drivers in the state of Texas are responsible for any accidents that they may cause. It is required by law that all drivers are covered with at least liability insurance. This type of insurance will repair or replace another drivers vehicle, help cover medical expenses of the other driver, or repair any property damaged by you in an accident. The state minimum for these coverages are $30,000 ($60,000 total) for each injured person, and $25,000 for property damage. Many times this is referred to as 30/60/25 liability coverage. By not having insurance you are breaking the law, and are putting yourself in danger of receiving a ticket, possible license suspension, and the possibility of having your vehicle impounded. Contact Diversified Insurance Marketing, an Austin auto insurance company, for a free auto insurance quote.